The highest Bank of America CD rates are on a 7-month and 13-month Bank of America Featured CD. Bank of America also offers Fixed Rate CDs if you're looking for more term options. The CD’s interest rate determines the return. Many consider CDs among of the most conservative or safe investments on the market. The bank guarantees the interest rate when you open the CD Current 3-Year CD Rates. The current national average rate for a 36-month CD is 1.41% APY as of December 2023, according to the FDIC. Rates above this average are considered to be competitive Updated December 1, 2023: Citibank’s CD Rates Promotion for November are: 9-month CD with a 4.30% APY. 11-month: 5.25% to 5.65% APY. 15 month: 4.30% to 4.75% APY. If you are in the market for a high-yield savings vehicle a Fixed Annuity may warrant consideration. For example, our best 5 years fixed annuity rate is currently 6.35%. A CD is a negotiable money-market instrument (i.e. for short term of up to 3 years) and is issued only in dematerialised format. Minimum Investment Amount: Rs 1 lakh (in multiple of Rs 1 lakh thereafter) Maximum Investment Amount: (Banks have the freedom to issue CDs depending on their funding requirements) Tenure: For banks – 7 days to 1 . Open a Variable-rate CD. Earn 5.60% APY on a 3 year variable CD from Valley Direct. 3. Bump-up CD. If you want a little more flexibility with your CD terms, Manske said you might decide to choose Understandably, the 5-year CD rate will be higher. To get a feel for the average CD rates, you can review the weekly national rates on the FDIC website. Currently, the best CD account interest rates range from 1.00% for a 1-year CD to around 1.2% to 1.4% for a 5-year CD. Connexus Credit Union offers select terms for jumbo CDs including 12-, 17-, 24-, 36-, 48- and 60-month. Right now, its 17-month CD has the highest APY: 5.56%. You’ll need a minimum deposit of Find a Branch. Our Featured CDs let you earn our premium rates with a guaranteed rate of return - and puts you in control of your savings. 12 Month CD at 5.36% APY. super script. 1. 9 Month CD at 5.27% APY. super script. 1. 6 Month CD at 5.30% APY.

featured cd vs fixed cd